A Truly Free Credit Report

By Tay | Jan 26, 2008

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You’ve probably seen plenty of “free credit score” or “free credit report” sites out there, but the fact is, many of them usually aren’t free at all. They claim to give you a free credit report, which they do. But then later on you can be charged with hidden fees that you never signed up for. If you want to avoid that type of scam but still get a free credit report, then Credit Karma is the site for you!

Credit Karma provides its users with free credit scores, tools to track their scores, and special pricing and benefits. It is different from many other sites in the market because it actually offers 100% free credit reports with no strings attached or any hidden payments. Credit Karma pays for the credit scores using its advertisers’ sponsorships, while still maintaining a TRUSTe privacy policy.

There’s even a cool part of the site called Karma Offers, where the consumers can rank the offers up or down by giving a simple vote. Offers include things like free subscriptions to magazines or newletters, free trials on popular websites, or free electronics. If you don’t take advantage of these things you’re really missing out.

Invitation Code for Super Blogging Readers

If you want to sign up normally you would have to wait to be emailed the invitation code in the next batch, but since you’re reading this here you can go ahead and get started for free using the code CKFRND. So what are you waiting for? Sign up now!

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9 Comments so far
  1. GoPatriots January 26, 2008 11:16 am

    Cool looking site. I’ve fallen for freecreditreport.com scam in the past.

  2. Koka January 27, 2008 2:29 am

    A credit report that is actually free. Thanks for finding this and adding a post on your site!

    SOCOM Sales last blog post..Xobni email organization [stuff we use]

  3. Frank C January 27, 2008 5:12 pm

    I’ve got a review of these guys coming up in a few days myself. They’ve got an interesting spin on things. You have to wonder how jaded the public is about getting a “free credit report” these days though.

    Frank C’s last blog post..Product Review: Instant Article Wizard

  4. Tay January 27, 2008 10:25 pm

    Frank, I agree with you. They’re a bit more unique and I also like the look and feel of the site. And you’re definitely right.

  5. CK Founder January 28, 2008 1:16 pm

    Our goal is to demystify the credit industry in a transparent and consumer friendly way. I agree consumers are quite jaded by the “Free Credit Report / Score”.  A quick Google search will show you the discontent in the marketplace. I hope Credit Karma can address this issue. Thanks for the feedback and keep up the great discussion.

  6. Free Annual Credit Report January 30, 2008 5:39 pm

    There are tons of third party services out there that will offer you your full credit breakdown, however you need to make sure to cancel the Trial offer for credit monitoring/ID theft that the majority of them bundle with your report. Have you confirmed that Credit Karma has not done this as well?  Lemme know as if they don’t id like to feature them on my Free Credit Report site as well.Nickhttp://www.freeannualcreditreports.org

    Free Annual Credit Report’s last blog post..How To Get Your Free Annual Credit Report

  7. Bingo Online January 31, 2008 4:06 am

    wow, this is what i’ve been lookin for i’m trying to get a loan - jsut what i’m looking for!

  8. […] presents A Truly Free Credit Report posted at Make Money […]

  9. […] an added bonus, you could even draw in plenty of traffic for your reviews. After reviewing Credit Karma, I was on the first page of Google for the term for a while, and got a lot of visitors that were […]

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